Kit Car Insurance

There are only a few who take the challenge of assembling and building their own customized cars. The car kits are a great way to get a customized car of one’s choice but it is essential that kit car insurance is given its some thought too. Only a few fortunate people get the opportunity of being owner of kit cars and kit car insurance is mandatory if you are assembling your car. The insurance plays a very important role from the time the kit car is shipped and assembled to the time it is used. Several insurance companies provide insurance cover to the kit car users for all the steps involved in owning a car. There are customized car insurance covers that have been especially designed to cater to the needs of kit car owners.

If you are shipping the kit from the manufacturer then you can avail the “goods in transit” insurance policy that would provide the necessary cover during the procurement process. The primary difference that these insurance has with all the other regular auto insurance is that you can even get a cover for the parts that are lying in your garage for assembling. These insurance policies have been designed to provide complete mental peace and satisfaction to the car kit owners.

There are a few restrictions that prevail over owning a collector’s car and this is the toughest part. Majority of the kit car insurance policies make it mandatory for the owner to not drive their vehicles beyond 2500 miles in a year. However, there are a few general insurance companies that might extend the limit to 500 miles a year, depends on how you negotiate the terms with the company. Now, with a restriction of just 2500 miles a year, a return road trip of 1250 miles will force you to garage your car for the rest of the year. If you are able to extend the limit then you could still be left with some miles even after you have done a long return trip.

Irrespective of whether you are just building your car for fun or want to seriously assemble and drive it, you need to apply for kit car insurance for driving without any worries. Do not forget that you have spent a fortune getting the car shipped and have even taken the trouble of assembling it, so why take unnecessary financial risks by not getting an insurance cover. Applying for car kit insurance is really easy as most of the companies offer online form submissions. Go to the websites of any of the kit car insurance providing companies and fill up the online application form. Executives from the car insurance companies would get in touch with you and then you can decide which kit car insurance is the best for you.

Prior to shopping for car kit insurance, it is better to compare the covers being offered by some of the leading companies in your city. Choose the one that suits both your budget as well as provides your car with the necessary cover.