The term claim technically means asserting something or demanding possession of something with a valid proof in support of the claim. This particular act is associated with the insurance industry and the patent right.
If you are an inventor and have invented something you need to apply for claiming the patent for that particular product. Again, if you have insured you life, or your property of asset, in case of any eventuality which may have caused any harm to that asset or property you need to claim you compensation, again with a valid proof in support of your claim.
Claims can be divided in to two basic categories – dependent claims and independent claims.
Independent claims are those which stands valid all of their own, and which do not require the support of any associate factor(s). Dependent claims on the other hand are those which are dependent on any associated claim(s) and normally express certain embodiments as draw-back positions.
Such terms like "in a particular embodiment", "in a preferable embodiment", "in a beneficial embodiment" are used to describe various categories of applications for claiming patent. These various types of embodiments might at times be ideal examples of "genus" that are claimed. In certain instances, the examiner who is validating the proof in support of the claim might announce that variations of an invention presented by the inventor are basically separate inventions that are required to be gauged individually.
Some claims can be defined as "stand alone" or independent claims, which do not refer to any previous claim. Others are termed as dependent claims that refer to previous claim(s).
Insurance claims, on the other hand are moves to obtain a certain sum of money, or a property or an authorizing of a definite right against a particular party because of any damage caused intentionally or otherwise.
It can also be any a communiqué to notify the other party, of any alleged liability or fault that caused the damages. This is necessarily expressed in terms of a certain amount of money that the receiving party needs to reimburse.
The causes that results in insurance claim can vary widely. There are quite a number of precise grounds of action. These may include but not be limited to actions that are contract-based, certain legislative grounds of action, various torts such as physical or mental abuse, battery, incursion of privacy, breach of security, fraudulent activities, slander, negligence of duty, intentional failure to carry out responsibilities lawfully handed over, deliberate infliction of mental and emotional distress, equity suits like unjust enrichment & quantum meruit.